| Credit Scores and Fighting 'The Man' |
[Jun. 26th, 2009|04:18 pm] |
Everyday I see credit scores. Everyday I see how ones decisions affect credit scores. I see how making good decisions can still negatively impact your credit score. I see peoples lives changed because of this secret number. Yes we can control this number, but often times we can do all the right things and still have credit scores drop. This is especially true with those that have any type of credit card during these economic times.
I think it's all a conspiracy.
This is why.... I often hear from our credit department that those who have a large limit on a credit card and owe a low balance that it's better to ask to have you limit lowered. Actually, they generally won’t approve you unless you adhere to that tip. Having a large amount of credit available means that you potentially could go out tomorrow and rack up that amount of debt without a sweat. If you're applying for new credit, that company hates this idea. Obviously they don't want the customer to have the opportunity to accumulate much more debt that they have after being approved credit, get overwhelmed by the amount they owe and in turn default on payments. We all know it's easy for things to spiral out of control very quickly.
What does this mean? Well it would seem better to be a smart consumer and lower your limits and keep spending in check. This does not seem to be the same mentality credit scores are based off of. Here’s an example:
A good friend of mine, a self-proclaimed shop-a-holic with a shoe obsession that also works for the bank is in the process of getting her life together. She and her boyfriend have been tossing around the ‘M’ word, but the agreement is that she gets some debt in check first. First order of business was to lower her credit limits to lower the temptation. After feeling refreshed and overall happy with this decision she decided to pull a new credit report to start paying off the existing debt. In doing this she saw her credit score had plummeted over 100 points.
It’s like they’re punishing you for not being like every other American that got us into this economic meltdown. You know the ones; they base everything on credit and spend their woes away. I personally am disgusted with the system.
And yet….
Without credit, you can’t do much in life. No nice car. No house. Oh and if you need a loan for medical expenses because our fantastic health system fell short? Nope forget that too….
Grr, I get so frustrated. It seems impossible to make the system happy…. Well in order to help, I’ve included a few tips I’ve read. This is a guide that companies look for in addition to your credit score when you are trying to be considered for any type of credit. Think of it as the “hidden credit factor”
· Your response score predicts how likely you are to respond to an offer of credit, such as a credit-card offer in the mail.
· Your application score contains secondary information that’s not factored into your credit score. This is like a reinforcing piece of information.
· Your bankruptcy score is just what it sounds like: a measure of how likely you are to declare bankruptcy.
· Your revenue score indicates how much money a lender is likely to make from you as a borrower.
· Your attrition-risk score measures how likely you are to close your account. Lenders use this in combination with other scores to decide whether a customer is worth retaining.
· A behavior score is like a credit score, but applies to only one account. Each account has a behavior score, which reflects how you handle the account.
· A transaction score is generated for each purchase you make, and is used to determine whether the transaction should be approved. (Or whether it might be fraudulent.)
· If any of your accounts is sent to collections, your collection score predicts how likely you’ll be able to pay your debt.
This list is from Your Secret Credit Scores, Tuesday, 23rd June 2009 (by J.D.) at www.getrichslowly.com |
|
|
| A little somethin somethin... |
[Jun. 16th, 2009|07:00 pm] |
Had to share this, thought it was hilarious!
It comes from http://www.budgetsaresexy.com/
10 Signs the Economy Really IS That Bad.
1. I got a pre-declined credit card in the mail.
2. CEO's are now playing miniature golf.
3. Hot wheels and Matchbox cars are now trading higher than GM cars!
4. McDonalds is selling the quarter -ouncer.
5. People in Beverly Hills fired their nannies and learned their children's names.
6. The most highly-paid job is now jury duty.
7. People in Africa are donating money to Americans.
8. Motel Six won't leave the light on. (hah! my personal fave)
9. The Mafia is laying off judges.
10. When bank returns your check marked "insufficient funds" you have to call the bank and ask if they meant you or them. |
|
|
| (no subject) |
[Jun. 16th, 2009|12:23 pm] |
I managed to stick to plan yesterday, and only eat the food that I brought with me. I was extremely tired, and thought that I was going to break down and get Tim Horton’s, but I stayed strong, and spent absolutely NO money. I plan on doing the same today thru at least Thursday.
I decided to share some fun and interesting things that I've found while search and reading through my financial and craft blogs. Some of the tips are more common sense than anything, but others I found creative and helpful. I hope you do to! This comes from Tipnut.com:
20 Things You Can Use Twice Before Tossing
Dry Cleaning Bags: Use to pack suits, dresses and fine clothing when traveling; this will help protect it from wrinkles when packing. When storing the bags make sure to keep them safely out of reach of children, they really are that dangerous.
Butter Wrappers: Once you’ve removed a block of butter from its wrapping, place the wrapping in a plastic container or bag and refrigerate. Use it to grease baking pans.
Business Cards: Use the other side to label storage boxes and tubs and tape to the outside of the lid or side so you can see at a glance what the container is holding.
Used Envelopes: These make excellent lists for groceries, To Do lists, bookmarks and labels.
Cardboard Egg Cartons: You can use these to make homemade fire starters.
Tissue Boxes: Once they’re empty you can use these as a plastic bag dispenser; just fill with grocery bags and you’ll be able to neatly pull out one at a time.
Plastic Grocery Bags: Use as garbage pail liners, paint tray covers, packing material.
Plastic Bread Clips: Save a few of the square plastic clips that keep bread bags closed to use as tiny scrapers. They come in handy to remove labels, price tags, and even do a good job scratching lottery tickets.
Newspaper: Line kitty litter boxes for easy cleanup (top with kitty litter), protect work surfaces from crafts & interior paint jobs, gift-wrap, and use as packing material when moving or shipping.
Plastic Strawberry Baskets: Use as a homemade bubble machine, hold small packets in the pantry.
Cleaner Spray Bottles: Clean thoroughly and use to hold your homemade cleaners, use to spray plants…very important to clean thoroughly first.
Mesh From Veggie Bags: If you buy veggies that are bagged in nylon mesh, you can use that mesh for various cleaning jobs around the house and yard. Just wad up the bag and use it as a scrubber.
Styrofoam Food Trays: Clean thoroughly, wrap in foil then use as trays for giving gifts of baking.
Pantyhose: Use in the garden to tie plants to stakes, make shower spa bags plus there are 20 ideas found here.
Paper Towel Cardboard Rolls: Use to wrap extension cords, Christmas lights (keep untangled).
Citrus Peels: Use to make your own homemade citrus cleaners, candy peels to use in baking or freeze the peels to use for zest in recipes as needed, Save your peels from citrus fruits like lemons and oranges. You can toss them in the fireplace when you have a fire going to give the room a nice, fresh smell.
Packing Foam Peanuts: Save them and reuse when packing breakables, storing Christmas decorations or sending gifts in the mail
Brown Paper Bags: Once used, twist into small rolls and use as fire starters.
Laundry Bottle Caps & Scoops: Wash thoroughly and use as sandbox, pool, bathtub toys or pet food scoopers (for dried food).
Cereal Liner Bags: Clean and use for stacking meat patties before freezing, store bread crusts, cover food in the microwave.
P.s. I may want to start looking for another job, either to replace the one I have or in addition to the one I have. Feel free to suggest anything you see. Thanks! |
|
|
| (no subject) |
[Jun. 15th, 2009|02:15 pm] |
This weekend was absolutely amazing (minus one terrible terrible incident between me and jess that seriously grounded and terrified me).
That said, the festival was crowded, enriching and a good time as usual. I spent more money than I should have; however, when there are handmade goods involved I tend to be able to justify a dollar well spent.
I also went to check out Juneteenth for the first time. It was nice Tia Laura bonding time with delicious Pasitellitos. (I'm quite certain that I spelled that very wrong).
After celebrating and enjoying the weather, I spent hours and hours cooking. Cooking for my roommates, cooking for work this week, just cooking cooking cooking. I attempted the tofu recipe, but I really just made my own recipe with supplies I had, and it didn't turn out the best, so I'll be trying that one again. Trial and Error at it's best.
I wish that I had time to cook like this all the time. I have more than enough food already cooked to last the whole week (and plus some) and I have more than enough things in the house to cook meals for the next week or two, which will save so much money.
I feel as thought I haven’t made much progress in regards to my goals, but that I'm starting to set myself up for a good start. That counts too right? |
|
|
| (no subject) |
[Jun. 12th, 2009|10:50 am] |
After writing my motivational last post, I remembered that when I got home the roommates and I were planning on going out to dinner. Lindsay's friend Gemma was in from England and Wednesday was her last night with us. To celebrate the times we had, and send Gemma off on her way, we went to Coles. Now I must say that unfortunately I had never been there before, and well I'm mad I hadn't visited sooner. Regardless, we lucked out and apparently it was "recession Wednesday." This equated to a burger and fries for $6, which frankly aint that bad. I was pleased.
I also had to spend money at Wegmans for work, because I was being forced to participate in a team food day. By the way, this is a subject that I frankly don't completely understand. I spent more than what lunch normally costs, and not everyone participated. So essentially I ate horrible food for more than I would pay for delicious food. Hmm. Thank God it doesn't seem to happen much.
Other than that, I'm still feeling really motivated. I have plans to cook next week’s meals a head of time on Sunday. My friend Melissa gave me a lot of great tips since she does this all them time. I'm actually very excited about this, because I find cooking to be therapeutic. Not to mention I got some amazing recipes from http://www.brokeassgourmet.com
A few things that I plan on making:
Sesame Crunch Tofu
Prep Time 0:30
Cook Time 0:10
Tofu stars in this unique dish, with a crispy sesame coating, which works over time to seal in the garlicky-gingery-soy-saucy deliciousness of the marinade. Hint: the marinade is delicious. Save any excess and use it again, either for the same recipe or on whatever meat, fish or tofu you choose.
· Ingredients
· 14 oz. extra-firm tofu $1.50
· 1 tbsp sesame oil $3 for 10 oz.
· 1/4 cup soy sauce Pantry
· 1 tbsp brown sugar Pantry
· 2 cloves garlic, minced Pantry
· 1 small piece ginger, peeled and minced $0.50
· 1/2 cup flour Pantry
· 3 tbsp sesame seeds $2
· 3 tbsp vegetable oil Pantry
Total Cost of Ingredients $7
Directions
Press the block of tofu in a clean dish towel to remove any excess liquid. Cut the tofu into 3-inch triangles. Set aside.
In a medium bowl, stir together sesame oil, soy sauce, brown sugar, garlic and ginger until well-incorporated. Place tofu pieces in the liquid. Cover with plastic wrap and refrigerate for at least 20 minutes (up to 2 hours).
Combine flour and sesame seeds in a small bowl. Set aside.
Heat the oil in a large frying pan over high heat.
While oil heats, dredge marinated tofu pieces into flour-sesame seed mixture until well-covered on both sides. Place as many tofu pieces as will fit comfortably into the hot oil and cook for 1-2 minutes on each side or until brown and crisp. Add a little more oil if necessary as you go.
Serve with greens and Asian chili sauce on the side.
Serves 2.
DIY Bagels by Gabi Moskowitz
Prep Time 0:15
Cook Time 0:30
As I rolled out doughnuts for a recent BG post, it occurred to me that I could probably make bagels with the very versatile dough I was using. It turned out I was right. I made plain salt bagels and sesame bagels, but feel free to experiment with poppy seeds, cinnamon and raisins, onions, or whatever else you can fathom. Serve these with regular cream cheese or homemade yogurt cheese for a 100% do-it-yourself breakfast.
· Ingredients
· 1/2 recipe pizza dough $1.50
· 1/2 cup sesame seeds $2
· 1 tbsp vegetable oil for greasing baking sheet Pantry
· Kosher salt Pantry
Total Cost of Ingredients $3.50.
Directions
Preheat the oven to 400 degrees F. Grease a large baking sheet with the vegetable oil.
Fill a large pot with water and bring to a boil over high heat.
While water boils, prepare a floured surface for the dough. Cut the dough into 8 equal-sized pieces. Roll each piece into a 6-inch rope and connect the ends of the ropes so you have 8 smallish bagels.
Carefully boil the bagels 2 or 3 a time for about a minute each or until they float. Transfer to a clean plate.
Spread the sesame seeds on a dry plate. Dip 4 of the bagels (1 at a time) into the sesame seeds so the top is covered with seeds. Sprinkle the other half lightly with Kosher salt.
Bake for 10-15 minutes until bagels are golden brown. Carefully turn bagels over and bake for an additional 5 minutes. Serve warm.
Makes 8 small bagels.
Lemon-Scallop Rice Cakes by Gabi Moskowitz
Prep Time 0:15
Cook Time 0:08
When you think of rice cakes, you likely think of the Styrofoam-like disks that are so wonderful for holding a smear of peanut butter, jelly or hummus. But the lunchtime staple made so popular in the 1970’s is entirely different from this dish, which showcases chewy short-grain rice and fresh scallops. While scallops are usually an expensive treat, this dish is a great way to stretch their fresh taste and lovely texture. The bright flavors of lemon and parsley go a long way to make this dish light yet satisfying.
· Ingredients
· 1 cup short grain rice $1
· 1/4 lb large sea scallops $6
· 1 small bunch parsley, chopped finely $1
· zest and juice of one lemon $0.50
· 4 scallions, sliced $1
· 1/2 small white onion, minced $1
· 1/2 cup greek yogurt $1.50
· 2 tbsp olive oil Pantry
· salt and pepper to taste Pantry
Total Cost of Ingredients $12
Directions
Cook the rice according to directions. Transfer into a medium bowl and allow to cool.
Chop the scallops into 1/2 inch pieces. Combine the scallops, parsley scallions, lemon zest, onion, and a pinch each of salt and pepper with the cooled, cooked rice until well-incorporated.
Wet your hands with water (to prevent sticking) and form the mixture into 6 3-4 inch patties. Set on a clean plate or cutting board.
Heat the olive oil in a large frying pan over medium-high heat. Fry the patties for 3-4 minutes on each side, allowing a crisp, golden-brown crust to develop on both sides. Divide the patties between 2 plates.
Whisk together the yogurt, lemon juice, and salt and pepper to taste. Drizzle over the top of the patties. Garnish with additional lemon and parsley if desired.
Serves 2. |
|
|
| A New Wing |
[Jun. 10th, 2009|05:01 pm] |
So I know that it's been ages since I've signed into Livejournal or posted anything, but I think I've finally got the time, and well i miss it. On top of all that, I have been very inspired by this awesome blog I've been reading. It basically goes over the last year of the European girl's life as she attempts to stop shopping. She is a self described shop-a-holic and it has not only been a struggle, it's been a great inspiration.
Check it Out:
hollyisstoppingshopping.blogspot.com
Based on this, other awesome websites that I'll be sharing, and my new job at the bank I've become OBSESSED with financial information, frugal living, and other creative ways to save money. Basically I'm looking to use my blog to help document great ideas, my personal spending, thoughts comments, progress, degress, anything and everything... you name it!
To start things off, I have set up some goals for myself. This is something that Holly does all the time, and it seems as thoguh it has worked. I'm hoping for the same result.
Goals:
1. Save money for a car/down payment on a new car. Ideally $1,500-$2,500
2. Start bringing food to work more, so I don't waste money on bying. If I do buy food, I would like to make sure I stay under $5 for that day. Ideally I would like to only buy food 1 day or less/week
3. Start finding things I can either sell online or at a garage sale. This includes making things to sell with current items in the house.
4. Make more things that I would normally buy and get rid of some of the gazillion bags of old clothes/fabric I have.
5. Buy clothes only one time or less/ month.
6. Start an emergency fund of cash for those 'oh crap, I hate my life' moments.
7. Save up to take an awesome vacation next year.
8. Pay off all of my debt.
9. Look into a secured credit card to build credit.
10. Be over all more money conscious.
As I think of things, I'll be sure to add more.
Are there any tips that anyone reading this (if there is anyone) can think of or have worked for you? |
|
|
| The Perks of Being a Wallflower |
[Aug. 7th, 2008|11:45 pm] |
| [ | Current Mood |
| |  drained | ] |
| [ | Current Music |
| | Frou Frou | ] |
I started re-reading my favorite book of all time and its got me stuck inside of my head again, which is why I feel prompted to write in here after quite a long gap. I've just been thinking and feeling so many things lately, which I suppose should be considered a good thing. In many ways I guess that it is. I feel more like myself than I have in a very very very long time, but I feel sad and confused (ha ha maybe its because I feel like myself, and well lets face it Im sad and confused a lot) The only thing is that overall I cant say that I have any complaints except for the fact that I'm still living at home instead of on my own where I belong, but Im practicing patience... Patience that last a life time it seems. I just feel stuck and no matter how much I tell myself its ok to still be stuck while I'm in college, its driving me fucking insane. I'm just ready for the next step, whatever it turns out to be. I just need something more than what I have. I just need more independence. For once I just want to spend more than I few days without having someone to report to or tell where I am, or worry about me... I just want to be completely self sufficient. It doesn't help that I have a girlfriend that pretty much goes completely against everything that i just mentioned. I swear shes worse than my mother when it comes to caring and worrying about me. Don't get me wrong, I dont want to seem like one of those bratty kids that isn't appreciating being loved, because I do appreciate things like love. I just am a very strong person who has learned to be self sufficient and resourceful but hasn't been given the opportunity to expand that to 100 %. I feel as though I've only gotten to 80% or so. its suffocating sometimes. I think when I graduate Im going to persue the Americore or a job position with NYPIRG. Something where I get to leave and do something for 1 year. just get up and go, but temporarily... I just feel like my thoughts the last week have been going 1 million miles per second. and that my friends is not an aggaggeration, but may be brought to you by a double shot of caffine plus energy in can form :]] . I hope that made sense to you, because I just stopped and laughed. Not at myself, but with myself (if thats possible) I jsut miss having someone to tell these nonsence things to because the truth is, even tho I have a girlfriend we dont talk about the stuff in my head as much as I would like, or ever really. Maybe thats why Im going crazy, becasue the book is bringin out this side of me that hasn't seen the surface in at lease a year or two... Maybe thats why its my favorite book, because every time I read it it makes me feel different from before I started re-reading it, and frankly that is very powerful to me... maybe maybe maybe.
maybe its time for sleep. |
|
|
| Will New York jump on the train and be state 3 to allow same sex marriage?!?! I dunno, but.... |
[May. 29th, 2008|01:09 pm] |
This makes us one step closer. I feel like its so close I can taste it!
New York to recognize out-of-state gay marriage
By MICHAEL GORMLEY – 11 hours ago
ALBANY, N.Y. (AP) — Same-sex marriages legally performed elsewhere will be recognized in New York in response to a state court ruling this year, Gov. David Paterson's spokeswoman said Wednesday.
State agencies, including those governing insurance and health care, must immediately change policies and regulations to make sure "spouse," "husband" and "wife" are clearly understood to include gay couples, according to a memo sent earlier this month from the governor's counsel.
Gay marriage is not legal in New York, and the state's highest court, the Court of Appeals, has said it can only be legalized by the Legislature. But the memo, based on a Feb. 1 New York Appellate Division court ruling, would recognize the marriages of New Yorkers who are legally wed elsewhere.
The appellate judges determined that there is no legal impediment in New York to the recognition of a same-sex marriage. The state Legislature "may decide to prohibit the recognition of same-sex marriages solemnized abroad," the ruling said. "Until it does so, however, such marriages are entitled to recognition in New York.
"
Massachusetts is currently the only U.S. state that recognizes same-sex marriage, but its residency requirements would bar New Yorkers from marrying there.
New York residents could instead flock to California, where gay couples will be able to wed beginning June 17 — unless that state's Supreme Court decides to stay its own ruling. Upon their return home, in the eyes of the state, their unions would be no different from those of their heterosexual neighbors.
Gay couples could also travel outside the country to marry in Canada, for example.
Paterson spokeswoman Erin Duggan said the May 14 memo is intended to guide the actions of state agencies. Agencies have until June 30 to report back to the governor's counsel on how, specifically, the directive will change existing state benefits and services for gay couples.
The memo states that failure to include gay marriages in the dispensing of state services such as health care benefits could violate state human rights law. The agencies could face sanctions for any violations, the memo warns.
The agency changes can be instituted through internal memos or changes in regulations and would not require legislative action, Paterson counsel David Nocenti said in the memo, which was first reported by The New York Times.
The February appellate decision involved the case of a woman whose female partner was denied health benefits by her employer even though she had been legally married in Canada.
Gay rights advocates have sought recognition for gay marriages so couples could share family health care plans, receive tax breaks by filing jointly, enjoy stronger adoption rights, and inherit property. Most of these advocates rejected civil unions, thought to be a compromise, because the unions lacked the legal protections of marriage.
http://ap. google. com/article/ALeqM5grygnggpvdxoXHz6K6u0f9CUtsPQD90V407O0
********************************
This is step one people... Maybe New York will be state 3 to allow same-sex marriage! The time is coming! Tell EVERYONE! |
|
|
| frump |
[Mar. 10th, 2008|10:57 am] |
|
I should have been born 30 years earlier in a generation where my peers would step up and take responsibility for their actions and take care of things not being done instead of blaming everything on someone else. Theres a concept called volunteerism people. Stop distracting yourself with TV and fucking myspace for 5+ hours a day and then blaming me when somethings not done when I did exactly what I promised. |
|
|
| AIDS walk |
[Sep. 13th, 2007|08:51 pm] |
So Im doing the AIDS walk this saturday and I still need some sponsors. My goal is to get to $100 and so far between cash and online donations I'm up to $70. So Im really close. please please please if you can doante a little. Everything helps. Even $5 can up to a lot. Its all for a good cause. EVERY bit of the money I raise is going towards AIDS community Services and everything they provide for our community. They have free HIV testing, a food shelter, counseling serives ect.
So please guys think bout it and help a girl out.
For online donations go to www.firstgiving.com/laurahoo
thanks, peace |
|
|
| I hate |
[Sep. 7th, 2007|10:23 pm] |
fighting
being sick
feeling like shit
working
among other things... thats just the prominant ones right now...
although...
I did get free tickets to go to UB's fall fest tomorrow to see Reel Big Fish! I cant wait.
Anyone know if theres any easy way to get there via public transportation?!? |
|
|
| Life just aint blah blah blah... Cause I am starting to Evolve! |
[Jul. 30th, 2007|11:31 pm] |
| [ | Tags | | | ani, nyc | ] |
| [ | Current Mood |
| |  ecstatic | ] |
So I promised stories from my trip to NYC so for now Im going to go all giddy about the Ani show, so prepare yourselves....
So on my birthday (July 18th) Ani performed in Brooklyn. From the second I heard the breathtaking news I knew fate would bring me to 'The City' for a second year in a row. Same as last year Anna at RBR said she was going to attempt to get me a pair of tickets, but of coarse was not 100 % sure if it would go through or not... and for those of you that knew me last year you know that somewhat of a long shot since last minute i had found out i had to shell out a pretty penny for the beloved central park tickets...
So as the days drew closer to the time me and Kara were going to be leaving I kept getting ansty and nausious with fear that a 2nd year in a row I was going to be let down...
On the 16th (the day before we left) I finally call up the office and ask Anna what the deal was since she never replied to my email... To my surprise she said everything was golden and I was actually on the guest list... yay!
Soooo me and Kara wake up the morning of the show to a horrible thunderstorm. But at that point we were sooo excited nothing could stop us. Its like we were Super Ani Fans (haha I know Im lame)
As we get off the train and get closer to the park it actually dawns on me that its my 21st birthday! So of coarse what do I do at 11am? I stop at some dinky corner store and by a mikes hard half and half. and no i didnt even know they exsisited. I downed that sucker like you wouldnt believe!
So we mosey on over to where the venue is and to our surprise theres actually NO ONE AROUND. We figured there would be loads of people there camping out for the day since it was General Admission. But Whateva we were perfectly content with being first in line...
We camp out for a while, play on the playground, make hemp necklaces, eat sandwiches, play cards, ect ect... of coarse we make some concert friends along the way too.
The first group was a handful of lesbians from Savannah Georgia. We didnt talk to them alot at first cause they moved to the other doors so they too could be first in line, but I did venture over there to visit from time to time when I go bored. It was pretty sweet cause they showed me this spot on top of this hill where you could seeani doing sound check from. They said lots of happy birthdays to me and took random pictures : ) The one girl sue was telling me how she does theres house concerts down in savannah and she had actually gotten Melissa Ferrick to play one of the a couple years back! I thought it was pretty much the coolest story ever! She said they pay for the artist and charge everyone like $20 to go and just have a good time! awesome right?!?
So anyway... the second group of concert fans where another group of lesbians (surprise surprise) this time they were from hudson falls/brockport and other various places in NY... They were pretty sweet. we talked to them for quite some time and shared the whole waiting in line experience with them :) Part of which was getting soaked and sun burned.. gotta love the elements!
So finally 5 pm in drawing closer which is just making everyone stand on edge cause the doors opened at 5:30... At that point they FINALLY open will call and all that jazz. Mind you at this point the people in charge of the guest list know me by my last name cause I asked them about it so many times... so I go get my tickets and get really happy : )
Moments later the girl comes back up to me and tells me that shes suppose to give me a bracelet. After askin, I find out that the bracelet means that me and kara get reserved seats. In addition to it being General Admission there were about 100 seats that were first come first serve and basically the first 7 were roped off basically for us!!!! Therefore we technically didnt need to wait in line for 6 hours, but I dont regret it cause the experience and people were well worth it.
So me and Kara get inside and literally sit IN THE VERY VERY VERY FRONT ROW. We're talking nothing but security guards and the stage in front of us. How fucking sweet is that!
After awhile some people filter in around us, two of which were sitting next to me looking very excited. after striking up conversation, I learn that they were behind my georgia friends in line and apparently they never ended up opening those second set of doors. Pissed off these girls complained and the guy let them in with us. Good deal right?
Feeling bad for my Georgia friends I go find them to tell them that they should complain too nd have a chance to come sit with us... While walking up to them I realize they're standing there talking to none other than Melissa! So i made it quick and let them finish up, got my 'Im over 21 birches' braceletand my first drink and sat back down. Mind you the energy from everyone was mindblowing. Every time I ran into people I had met they were calling me birthday girl and high five-ing me (even one of the ushers! Who was super cute about it cause she told me she was goiong to feed of the excitement of it being my 21st birthday since it was so cool ha)
The rest of the time before the show I bobed around the different areas, found out that I didnt have to go to the consession stand because there were in fact waitresses that would be going back and forth for us! We got to use reserved bathrooms (or porta potties hehe) which was amazing because the line was ridiculous. While waiting in the short line to pee after 3 glasses of wine I saw Toshi Regan standing there, so naturally I had to go up to her and at this point she knows me and prolly thinks Im creepy and stalkerish, but I dont care, cause she totally paused her conversation with some old lady to give me a hug and wish me happy birthday!
hmm lets see other highlight from before the show started.... When my georgia friends came to sit with us they told me Melissa Ferrick recognized me from when I met her last summer at Dyke march whish I thought was unbelievable! And a couple people bought me drinks which I thought was super nice!
So finally the show starts and needless to say it was by far the best concert I've EVER been to. Both Melissa and Ani were... well they made me speachless! Ani had an amazing set list, which had an Encore of her playing Evolve with special guest Toshi!!!!! Which was perfect cause its mine and karas song!!!
I ended up getting Ani's personal set list on top of the already perfect day/night
However, i ended up giving to one of the girls from Hudson Falls cause well they had told me this story of how her friend had gotten a set list for here once and some big guy stole it out of her hands and this was her first official Ani show, then Melissa sang this song abotu how you gotta give away everything you get and well I knew the second the show was over i needed to get that set list and give it to her. and sure enough my lucky ass self made it happen. And she cried. she cried so hard and I just knew I did the right thing. She even gave me the necklace she was wearing which were two lil pieces of metal strung on leather nd she said they were tibetan luck symbols : D
There were some prissy girls that asked if I would let them take a picture on the list and when I told themI gave it to the other girl and it was up to her they anapped 'way would you do that?!?' I just told them it was just one of those things you just HAD to do.... and they just kinda looked at me funny, but oh well, fuck em'
So then we said Good bye to everyone, I gave contact info to everyone and gave hugs :)
-And yes I've heard from both groups ; )
Heres some picts I stole from Dina's (the one I gave the set list to) myspace page...
In this one Ani's explaining where baby's come from, nice huh?
Needless to say, It was pretty much the best birthday in the history of birthdays!!!!
Thanks for your time ; ) |
|
|
| ( : Smile : ) |
[Jul. 30th, 2007|10:55 pm] |
| [ | Current Mood |
| | amused | ] |
Just a little touch of Japan from my cuz-ie poo
enjoy :) |
|
|
| and counting... |
[Jul. 16th, 2007|12:27 pm] |
| [ | Current Mood |
| | ecstatic | ] |
In less than 18 hours I will be on a train to New York City!!!!!!!!! |
|
|
| (no subject) |
[Jul. 13th, 2007|11:00 pm] |
|
p.s. Fuck Friday the 13th |
|
|
| (no subject) |
[Jul. 8th, 2007|10:59 pm] |
| [ | Current Mood |
| | ecstatic | ] |
So My birthdays almost here. I'm pretty fucking excited. Im sure those who have seen me lately couldn't tell...
I really truly honestly expect everyone I know thats over 21 to makes plans to enjoy at least 1 drink with me in the coming weeks. So please dont let me down.
I think of it as a huge fucking deal that I'll finally be legal. To FINALLY not have to deal with someone seeing the gigantic x's on my hands and give me a surprised expression, to not be left behind while the others party it up at _____ insert gay bar here _____, to not have the saddened tone squealing "well if you were able to come I would invite you to come, I didnt forget about you I just figured you say no"
I know I'll get over the excitement in the first 2 weeks. I know in a couple months I wont care. I understand I'll look back on this in a few years and miss the years when I was 'too young'.
But for right now I just want to enjoy myself and the company of other with an undertone of alcohol.
Please and Thank You |
|
|
| Grades |
[May. 18th, 2007|08:45 am] |
| [ | Current Mood |
| |  crushed | ] |
Com 100 A
Des 242 B
Far 221 C-
His 107 C-
Not the best student this semester...
Im pissed at my history teacher! He gave a C- I worked my ass off doing those stupid take home tests. I missed a couple classes in the begining, but attended EVERY single one since february. I only did bad on one test, the rest I go B's.... and he gives me a C-...Im pissed.
On a happier note, I acctually got a C- in Art History, which is amazing seeing as how I thought I was going to fail it... So that makes me happy. |
|
|
| Crafty times |
[May. 16th, 2007|09:57 pm] |
I posted these on craftgrrl but I decided to put them here too cause i like them : )
My speaker Before looking sad:
My Speaker after looking happy:
The fabric that was used is fabric I dyed in my fibers class using the stich technique of shibori, a japaneese resistance technique, which has basically become modern day tye-day
An ear ring holder I made out of cardboard, ribbion and a push pin:
And last but certainly not least I used an old jean pocket and made it into a gitter tube holder with some little stich decorations that remind me of a 7 year old girls afternoon craft project:
Thats all for now. Love it or hate it, it all looks good in my room, and you'll probably never see that truth. |
|
|
| I've been wondering what you meant when you asked 'can i have a light?' |
[May. 16th, 2007|07:45 pm] |
| [ | Current Mood |
| |  sick | ] |
Im the BIGGEST baby when I'm sick. In case you weren't aware. I recommend staying away from me for a few days, which shouldn't be too hard seeing as how I havnt really hung out with many people beside Jess lately.
That last statement is quite true acctually.
Besides being fucking misrable from sickness and money drama, life has been pretty good. The "non" girlfriend surprised me the other day with coffee and a muffin and then layed in bed with me til it was time to go to work. It was super cute : ) I cant help it but Im a sucker for those cute things <3 Today I got a breakfast sandwich but no cuddeling. Hopefully in a couple hours...
Tomorrow I acctually have no plans whatsoever. No work, no nothing. Im excited and worried. Its been AGES since I've been able to just take the day as it comes. I'll probably do laundry and maybe some much needed crafting and movie watchin... Maybe I'll get an unexpected phone call of a friend wanting to see me... maybe Ill feel even shittyer than i did today and never leave my bed...
The possibilies are endless...
Here's to the unknown. |
|
|
| (no subject) |
[May. 1st, 2007|06:13 pm] |
So a kid was stabbed multiple times last night outside Porter Hall at Buff State. The blood was just washed off the sidewlk a few hours ago. According to the news he's stable and it makes everyone think of Virginia Tech and the basically non-exsistant notification system on campus. Apparetly they sent out an email telling students what happened. I didnt get no e-mail. My friends roommate saw it happen and told me. Then I watched the news. That was my notification system. Nice right?
Also, a girl was stabbed in the head with a pen at Kenmore West Highschool yesterday as well. According to my brother the girl is still alive but they dont know how much damage was done to her brain, because yes the pen went in that far. The girl who did it is being charged with attempted murder at the age of either 14 or 15... a highschool freshman.
I wonder if my mom will try and make us stay home from school tomorrow. What happened to the time parents didnt have to worry about the safety of their kids while AT SCHOOL!
We're all fucking screwed. Make a bomb shelter. Dont let anyone in. Never come out. |
|
|
| navigation |
| [ |
viewing |
| |
most recent entries |
] |
| [ |
go |
| |
earlier |
] |
| |
|
|
![[info]](http://l-stat.livejournal.com/img/userinfo.gif){kind=small}
urnokey2myhart's journal
aggravated
hungry
bouncy